With the federal government passing the Housing and Economic Recovery Act on July 31, 2008, we can expect to see a lot more laws passed by the states. The Housing and Recovery Act contained the S.A.F.E. Mortgage Licensing Act. That portion of the bill requires the states to put in place a Loan Originator Licensing…
DetallesWhen we conduct training for employees through our organization or for customers in different locations, etc., we want to be sure that they receive the same message and leave with the same knowledge and skills. There are 16 separate actions you can take to increase the probability that your training programs will be the same…
DetallesDo your English or foreign language learners own or have access to any high-tech toys like Ipods, MP3 or MP4 players? How about a PC, digital camera or cell phone with picture-taking capacity? What about access to an audio, digital or analog (cassette tape) voice recorder? Using these devices and other high-tech toys, a host…
DetallesA recent article in HR Magazine (HR Magazine, January 2012, Low-cost safety training, by Angela Collis, SPHR, GPHR) suggested that if an employer can’t afford to send all the employees to safety training, that a low-cost approach would be to send one and let that one teach the rest upon return to work. Although that…
DetallesSpanish tutoring is becoming increasingly popular. You can see Spanish tutoring schools everywhere; just take notice as you drive around town. The same is true for the internet. There are tons of Spanish tutoring sites that promise to teach you how to speak the language at record speeds. However, the question most asked is, which…
DetallesExhibition stand design provides one of the best marketing tools available to exhibitors who wish to communicate their product / s and / or brand to the public and business to business sector users. With a huge choice of exhibitions to choose from, companies find themselves attending exhibitions that are not directly related to their…
DetallesSo you have decided to make your wedding reception exceptional. You do not want to be trapped inside a rented hall on a beautiful summer evening, especially when there are so many charming and romantic locations to host your magical night. With wedding tent rentals, you have so many more options than a hall can…
DetallesThe best way to learn any foreign language is simply to immerse yourself in the sounds and culture of your TL (target language). One authentic immersion environment in which you can improve your language dramatically is where the language is spoken and used on a daily basis. To benefit fully from your experience abroad you…
DetallesWelcome to your competition's worst nightmare! Imagine an insurance selling system so penetrating it will: 1. Separate you from the crowd as the undisputed expert in your field 2. Pre-sell your prospects, making the appointment just a matter of finishing up the paperwork 3. Generate stacks of warm leads from your target neighborhood and demographic…
DetallesThere are important differences between prior depositions and post-judgment debtor examinations, which are often abbreviated as JDXs. (JDXs are also called ORAPs – ORders to APpear, or OEXs – Orders for a debtor's EXAMination.) This article uses California as the example, however the concepts described here are similar in most states. This article is my…
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